Take the mystery out of getting a mortgage
Justhome’s simple plan puts you in control of your mortgage process so you can buy your home with confidence
This is how Justhome works
You want to buy your home soon? We accompany you step by step. With us, you are in control all the time.
Request mortgage in 5 minutes
Give us a little bit of input about your plan. We then automatically assess mortgage offers from hundreds of banks and show you the best rates. Already more precise than in most other places.
Refine the offer.
Book an appointment with one of our experts to complete the information for the mortgage application and receive tailored and binding offers. For any questions along the way, find the answers in our Learning Center.
Confirm the offer.
We make everything possible from our side to enable you to do everything online. Some banks might still ask for a signature on paper but we would warn you in advance.
Enjoy a home you love.
We make homebuying a lot easier, at least the financing. But it will never stop being a big undertaking. Make sure you celebrate once it’s done.
How does Justhome earn money?
You have probably heard about commissions? If we are allowed to accompany you in the financing process, the bank pays us for the closing. The commission is usually between 1.0 - 2.0% of the loan amount, depending on the effort and the bank. The big difference to other competitors is that we pay all employees with a fixed salary. This ensures that we can focus 100% on you and your financing. We're advisors, not sellers.
We ask ourselves the same question. We think that many bankers still have old rules from the past in the back of their minds - 20% of the purchase price should traditionally be put in for real estate financing yourself. But who can still afford that today? For the last few years, banks in Germany have been able to pick and choose their customers, and so no one has had to think about the fact that many of us have been priced out. Let's change that together. Our Boost solutions can help.
Our boost has nothing to do with vaccinations. It's about a financing boost. If you don't have enough savings for a classic mortgage and you earn well, there is the possibility to close the "gap" in your mortgage with a separate loan, a family loan or by other options. Let's talk about it!
You get access to over 450 banks nationwide. You get the financing directly from the bank.
At Justhome, everything is free of charge for you. The tips and tricks in the Learning Center as well as the advice from our experts.
You've probably heard of commissions. If we are allowed to accompany you in the financing process, the bank pays us for the closing. By the way, the commission is usually between 1.0 - 2.0% of the loan amount, depending on the effort and the bank. The big difference to other competitors is that we pay all Justhome employees a fixed salary. This ensures that we can focus 100% on you and your financing.
By the way, a mortgage directly from the bank is not necessarily cheaper than getting a loan from the same bank through Justhome. The costs for internal sales have to be passed on to the bank somehow.
We are advisors, not salespeople.
Mostly not. The banks also have internal sales costs that they pass on to the customers. Intermediaries like Justhome relieve the bank of this work and receive a commission for it. For customers, the mortgage conditions are usually the same. On the contrary, we can often make you the best offers.
If you have a friend at the Sparkasse, it is of course always worth asking ;-)
Take control of your homeownership journey
The best mortgage for your new home.